Unfortunately, many of us don't have a safety net when it comes to our finances. Many Americans live paycheck to paycheck and if something happens that puts a stop to their income, debt begins to drown them. When my husband broke three ribs in a bicycling accident, we were left with only my income to survive and a ton of medical bills to pay on top of everything else. In those 12 weeks of recovery, we fell so far behind on our bills that there was no way to get caught up. Find out how bankruptcy helped us get on top again here on our blog.